Terms of Use
Last updated: 25 September 2026
These Terms of Use ("Terms") govern your access to and use of https://nathantheodore.com/ and any newsletter, comment feature, or other service we offer through that domain (together, the "Site"). The Site is operated by Nathan Theodore ("we," "us").
By visiting the Site, subscribing, commenting, or sending us a message, you agree to these Terms and to our Privacy Policy, Editorial Policy, Advertising Policy, Corrections Policy, and Disclaimer. If you do not agree, do not use the Site.
The Site is for information
Nathan Theodore publishes news summaries, analysis, and practical guides. Content is for general information only. It is not legal, financial, investment, tax, medical, or professional advice, and it is not an offer to buy or sell any security or digital asset. You are responsible for your own decisions. See the Disclaimer.
Eligibility
You must be at least 13 years old (or the higher age required in your country) to use interactive features such as comments or the newsletter. If you use the Site on behalf of an organization, you confirm that you have authority to bind that organization to these Terms.
License to use the Site
We grant you a limited, revocable, non-exclusive, non-transferable license to access and display the Site for personal, non-commercial reading. You may not copy, scrape, republish, frame, resell, or train a machine-learning model on the Site's content except as allowed by applicable law or by our prior written permission.
Short quotations with a link back to the original article are welcome for commentary, review, or news reporting. Wholesale reproduction of articles is not.
Intellectual property
Articles, headlines, logos, layout, and graphics on the Site are owned by Nathan Theodore or by licensors. All rights not expressly granted are reserved. "Nathan Theodore" and the site logo are identifiers of this publication.
Photographs and third-party marks that appear in articles remain the property of their owners and are used under license, fair use, or similar legal basis.
User content
If you post a comment or send a tip, you remain responsible for that material. You grant Nathan Theodore a worldwide, royalty-free, non-exclusive license to display, moderate, store, and (where relevant) quote that material in connection with operating the Site. You confirm that your submission is lawful and that you have the rights to grant this license.
We may refuse, edit, or remove user content that is unlawful, defamatory, spam, off topic, or inconsistent with these Terms. We are not obligated to monitor every comment.
Prohibited conduct
You agree not to:
Break the law or infringe anyone's rights.
Probe, overload, or interfere with the Site or its servers.
Harvest email addresses or other personal data from the Site.
Impersonate Nathan Theodore, our staff, or another person.
Post malware, spam, or automated comments.
Use the Site to tout investments, run a lottery, or deliver unsolicited commercial messages.
Third-party links and tools
The Site may link to other websites or embed third-party tools. We do not control those services and are not responsible for their content, terms, or privacy practices.
No warranty
The Site is provided "as is" and "as available." We do not warrant that content is complete, current, or error-free, that the Site will be uninterrupted, or that defects will be corrected. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.
Limitation of liability
To the fullest extent permitted by law, Nathan Theodore and its operators, contributors, and suppliers will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, data, goodwill, or opportunity, arising out of your use of the Site or reliance on its content.
Our total liability for any claim arising out of the Site will not exceed one hundred U.S. dollars (USD 100), or the minimum amount that cannot be waived under applicable law if that minimum is higher.
Some places do not allow certain limitations. In those places, our liability is limited to the maximum extent the law allows.
Indemnity
You will indemnify and hold harmless Nathan Theodore and its operators from claims, damages, and reasonable legal fees arising out of your user content or your misuse of the Site.
Termination
We may suspend or end access to any part of the Site, including comments and the newsletter, at any time. Provisions that by their nature should survive (including intellectual property, disclaimers, limitation of liability, and indemnity) will survive.
Changes
We may revise these Terms. The "Last updated" date will change when we do. Continued use after a revision constitutes acceptance. If you do not agree, stop using the Site.
Governing law
These Terms are governed by the laws of the Commonwealth of Virginia, USA, without regard to conflict-of-law rules., without regard to conflict-of-law rules. Courts located in that jurisdiction will have exclusive venue over disputes that cannot be resolved informally, except where consumer-protection law gives you the right to sue in your home forum.
Contact
Questions about these Terms can be sent through https://nathantheodore.com/contact.